I was furloughed in April of 2020. The time off work was nice for a while, even though I had to ride herd on two kids who thought schoolwork was no longer important. But about six weeks into it, I began planning for a return, first in June, then in July, and finally with a firm date at the end of August. I was a little leery about being in an enclosed space for nine hours a day, but I loved the people I worked with and was looking forward to seeing them again. In early August, however, I lost my job. Like hundreds of thousands of Americans, I became a statistic of the COVID-19 pandemic as businesses across the country cut their payrolls to maximize their bottom lines.
I had planned to retire from that job eventually. I had it all figured out – how long it would take to pay off our high-interest bills, retain or find reliable vehicles, get both kids through college. I calculated my various retirement options and finally settled on a way that would allow us to enjoy life with some quality. This termination derailed most of those financial plans, and I was sure it had decimated my retirement completely.
It’s taken me a while to come to grips with being forced into what is, due to my age, essentially an early retirement. It’s not so much that I’m sorry about not working anymore. I think I’m more pissed that I wasn’t allowed to leave on my own terms. That and the fact that this termination left us scrambling to cope on just one salary and reduced unemployment in lieu of two full-time incomes with benefits.
Don’t get me wrong. I love the freedom. I don’t have to get up at 5:00 a.m. and get ready to go to work. Business casual clothes have been replaced by yoga pants and tees. The morning commute is a thing of the past. I no longer worry about road rage, finding a place to grab lunch, or walking from the parking ramp to the high-rise in the bone-chilling cold or the summertime sauna of Iowa’s sometimes inhospitable weather.
But I found myself floundering for a while after I was fired, even after having all that time off work while I was on furlough. The furlough was only a temporary thing. I could deal with that, but this termination is permanent. And yes, I know it would have become permanent when I retired, which leads me to believe I wasn’t as prepared as I might have believed.
Granted, when I made my retirement plans, I hadn’t counted on having to home-school a ten-year-old or worry about keeping a college freshman safe during a full-blown, world-wide pandemic. My vision of my retirement consisted of seven hours uninterrupted hours to write or plot out new books while the youngest was at school. I’d have time for occasional excursions to take classes (writing-related or otherwise), to visit friends, go shopping, browse the library, cook fantastic meals, or whatever other things I could do without kids at home.
I was fully prepared to bemoan the fact that I could no longer do any of that stuff, and thus because of this termination at the height of the pandemic, my retirement plans were shot. But when I really look at my life at this point, I’m reminded of the movie Under the Tuscan Sun. For anyone who hasn’t seen it, this explanation may not make sense, but for those who have, the heroine got exactly what she’d always dreamed of, although not in exactly the way she thought it would happen.
With the exception of lunchtime, a break I would take each day anyway, I have from 8:30 each morning until 3:30 every afternoon to myself. Online school is in session during those hours, and the ten-year-old is working at her lessons. While she is, I work on my current book or blog posts in my pretty new office. She and I “meet” for lunch and talk about her schoolwork or my writing, and then she goes back to school and I go back to my office.
I’ve been able to take two online writing-related classes so far, one during normal work hours and the other during what would have been my commute home from the office (neither of which I could have done before). On further reflection, I’ve also attended about four free webinars during that seven hours allotted to me, which I would not have been allowed to do at at work.
I may not be able to get any in-person retail therapy (an activity I don’t especially miss) but Amazon, Dell, Target, Best Buy, Hy-Vee, Old Navy, and other retailers are all at my fingertips. We have not been forced to go without something we needed. Buying shoes for the younger one’s growing feet may become an issue, but we’ll figure it out.
Browsing the library online is nowhere near as satisfying as spending a couple hours in the building (an activity I do really miss more than I ever would have suspected), but contactless pick-up allows me to still take out books every week. And cooking, well, don’t get me started on that subject. I find that cooking three meals a day every day has me in a rut, so I’m scouring several websites and cooking magazines for inspiration, something I probably wouldn’t have done otherwise.
We’ve come to terms with the deficit to our income. Other than visiting retired friends (an activity I’m not quite prepared to take up just yet with this blasted virus playing Chutes and Ladders with infection numbers), I’ve actually managed to achieve all of the retirement goals I’d envisioned. Not in the way I saw them happening, and not with the cash flow I had planned for, but nonetheless, in ways that were, and are, pleasurable and fulfilling. Like the heroine of Under the Tuscan Sun, my vision for my retirement did manifest, just in ways I hadn’t foreseen.